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Platinum Bank is a Midwest-based commercial banking institution serving business owners throughout the region. The bank specializes in SBA lending, commercial financing, and charter school financing with a relationship-focused approach to creative financial solutions.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$857K
Average
$1.1M
Sweet Spot
$500K-$1M
Industries with highest loan volume
Fitness and Recreational Sports Centers
4
loans
$494K
avg. amount
Fitness and Recreational Sports Centers
Loans
4
Avg. Amount
$494K
Household Appliances, Electric Housewares, and Consumer Electronics Merchant Wholesalers
1
loans
$2.4M
avg. amount
Household Appliances, Electric Housewares, and Consumer Electronics Merchant Wholesalers
Loans
1
Avg. Amount
$2.4M
Local Messengers and Local Delivery
1
loans
$826K
avg. amount
Local Messengers and Local Delivery
Loans
1
Avg. Amount
$826K
Flight Training
1
loans
$806K
avg. amount
Flight Training
Loans
1
Avg. Amount
$806K
Dance Companies
1
loans
$888K
avg. amount
Dance Companies
Loans
1
Avg. Amount
$888K
Electrical Contractors and Other Wiring Installation Contractors
1
loans
$375K
avg. amount
Electrical Contractors and Other Wiring Installation Contractors
Loans
1
Avg. Amount
$375K
Pet and Pet Supplies Retailers
1
loans
$2.1M
avg. amount
Pet and Pet Supplies Retailers
Loans
1
Avg. Amount
$2.1M
Conveyor and Conveying Equipment Manufacturing
1
loans
$2.5M
avg. amount
Conveyor and Conveying Equipment Manufacturing
Loans
1
Avg. Amount
$2.5M
Other Personal Care Services
1
loans
$967K
avg. amount
Other Personal Care Services
Loans
1
Avg. Amount
$967K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.56% |
| $500K-$1M | Prime + 2.45% |
| $2M-$3M | Prime + 1.17% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)