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Penn Community Bank is the largest independent mutual bank in eastern Pennsylvania with over 150 years of history. The institution provides personal, small business, and commercial banking solutions including checking and savings accounts, mortgages, home equity loans, and cash management services. As a mutual bank structure, customers are the primary stakeholders rather than shareholders.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
no activity
As Of March 31, 2026
Median
$796K
Average
$994K
Sweet Spot
$500K-$1M
Industries with highest loan volume
Floor Covering Retailers
1
loans
$1.9M
avg. amount
Floor Covering Retailers
1
loans
$1.9M
avg
Other Accounting Services
1
loans
$490K
avg. amount
Other Accounting Services
1
loans
$490K
avg
Residential Intellectual and Developmental Disability Facilities
1
loans
$817K
avg. amount
Residential Intellectual and Developmental Disability Facilities
1
loans
$817K
avg
General Rental Centers
1
loans
$775K
avg. amount
General Rental Centers
1
loans
$775K
avg
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $500K-$1M | Prime + 2.50% |
| $1M-$2M | Prime + 2.50% |
Spread over Prime at time of loan origination
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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