Pan American Bank & Trust
Pan American Bank & Trust is a FDIC-insured, privately held community bank based in Melrose Park, Illinois with $316 million in assets. The bank offers comprehensive deposit and loan services to businesses and communities across the Chicago area with six branch locations. Designated as a Community Development Financial Institution (CDFI), it specializes in serving entrepreneurs and underserved communities.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (10 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Pan American Bank & Trust ranks #174 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Pan American Bank & Trust’s 7(a) acquisition lending falls in the $500K-$1M range: 5 loans, 50.0% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 3 | 30.0% | |
| $500K-$1M | 5 | 50.0% | |
| $1M-$2M | 1 | 10.0% | |
| $3M-$4M | 1 | 10.0% |
Industries with highest loan volume
Full-Service Restaurants
1
loans
$300K
avg. amount
Offices of Dentists
1
loans
$500K
avg. amount
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
1
loans
$1.4M
avg. amount
Couriers and Express Delivery Services
1
loans
$585K
avg. amount
General Line Grocery Merchant Wholesalers
1
loans
$985K
avg. amount
Fine Arts Schools
1
loans
$806K
avg. amount
Other Personal Care Services
1
loans
$600K
avg. amount
Limited-Service Restaurants
1
loans
$600K
avg. amount
Coin-Operated Laundries and Drycleaners
1
loans
$249K
avg. amount
Other Commercial and Industrial Machinery and Equipment Rental and Leasing
1
loans
$3.6M
avg. amount
10-Year
0.0%
Percentile Ranking
0th percentile
Pan American Bank & Trust’s median variable rate is + 2.25%, against a market median of Prime + 1.88%, 38 above market.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.58% |
| $500K-$1M | Prime + 2.40% |
| $1M-$2M | Prime + 1.50% |
| $3M-$4M | Prime + 2.00% |
Pan American Bank & Trust has originated 7(a) acquisition loans in 3 states, most actively in Illinois (8), North Carolina (1) and Wisconsin (1). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Illinois | 8 | 80.0% |
| North Carolina | 1 | 10.0% |
| Wisconsin | 1 | 10.0% |
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