Ocean Bank
Full-service community bank serving Miami-Dade County since 1982, offering comprehensive personal and business banking services including commercial lending and mortgage loans.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (3 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Ocean Bank ranks #565 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Ocean Bank’s 7(a) acquisition lending falls in the $1M-$2M range: 2 loans, 66.7% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $1M-$2M | 2 | 66.7% | |
| $2M-$3M | 1 | 33.3% |
Industries with highest loan volume
Gasoline Stations with Convenience Stores
2
loans
$1.5M
avg. amount
Optical Goods Retailers
1
loans
$2.8M
avg. amount
10-Year
0.0%
Percentile Ranking
0th percentile
Ocean Bank’s median variable rate is + 3.00%, against a market median of Prime + 1.88%, 113 above market.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $1M-$2M | Prime + 3.25% |
| $2M-$3M | Prime + 3.00% |
Ocean Bank has originated 7(a) acquisition loans in 1 states, most actively in Florida (3). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Florida | 3 | 100.0% |
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