Where is Ocean Bank located?

Ocean Bank is located at 780 N.W. 42nd Avenue, Miami, FL 33126.

How can I contact Ocean Bank?

You can contact Ocean Bank by phone at (305) 442-2660.

Ocean Bank

About

Full-service community bank serving Miami-Dade County since 1982, offering comprehensive personal and business banking services including commercial lending and mortgage loans.

1982

Founded

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

2

Last 3 Years

3

YoY Growth

Data not available

Loan Size Distribution

As Of June 30, 2025

Median

$1.7M

Average

$1.6M

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 3.00%

Typical Range:Prime + 2.00% - 3.50%

Min / Max:Prime + 2.00% / 3.50%

Market Comparison

This Lender

Prime + 3.00%

Market Average

Prime + 1.25%

175 bps above market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High