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Northern State Bank of Virginia is a full-service, independently-owned community bank in Virginia, Minnesota that has served the local community since 1966. The bank prides itself on building relationships and providing personalized service with a modern approach to banking done the old-fashioned way.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$1.1M
Average
$1.1M
Sweet Spot
$500K-$1M
Industries with highest loan volume
Couriers and Express Delivery Services
3
loans
$1.0M
avg. amount
Couriers and Express Delivery Services
Loans
3
Avg. Amount
$1.0M
Tire Dealers
1
loans
$1.5M
avg. amount
Tire Dealers
Loans
1
Avg. Amount
$1.5M
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $1M-$2M | Prime + 0.25% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)