How can I contact North State Bank?

You can contact North State Bank by phone at (919) 855-9925.

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www.northstatebank.com

North State Bank

Unclaimed

www.northstatebank.com

North State Bank

Unclaimed

About

Community bank founded in 2000 with seven full-service offices in Wake and New Hanover counties. Specializes in relationship banking for professionals and small to mid-size businesses.

Provider names, logos, and trademarks displayed on this page belong to their respective owners and are used for identification purposes only. VerSquare is not affiliated with, endorsed by, or sponsored by North State Bank unless otherwise indicated.

Services

SBA Lenders

Reviews & Ratings

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SBA 7(a) Lending Analytics

PLP Lender

SBA 7(a) Acquisition Loan Data As Of March 31, 2026

SBA Acquisition Loan Activity

Last 12 Months

Top 10%

Last 3 Years

Top 10%

YoY Growth

-9.1%

low activity

Loan Size Distribution

As Of March 31, 2026

Median

$746K

Average

$837K

Sweet Spot

$500K-$1M

Top Industries Served

Industries with highest loan volume

Full-Service Restaurants

NAICS 722511

loans

$689K

avg. amount

Full-Service Restaurants

NAICS 722511

loans

$689K

avg

Child Care Services

NAICS 624410

loans

$393K

avg. amount

Child Care Services

NAICS 624410

loans

$393K

avg

Solid Waste Collection

NAICS 562111|

#4 National

loans

$720K

avg. amount

Solid Waste Collection

NAICS 562111|

loans

$720K

avg

Wholesale Trade Agents and Brokers

NAICS 425120|

#2 National

loans

$1.2M

avg. amount

Wholesale Trade Agents and Brokers

NAICS 425120|

loans

$1.2M

avg

Janitorial Services

NAICS 561720

loans

$1.1M

avg. amount

Janitorial Services

NAICS 561720

loans

$1.1M

avg

Snack and Nonalcoholic Beverage Bars

NAICS 722515

loans

$405K

avg. amount

Snack and Nonalcoholic Beverage Bars

NAICS 722515

loans

$405K

avg

Sporting Goods Retailers

NAICS 459110|

#14 National

loans

$340K

avg. amount

Sporting Goods Retailers

NAICS 459110|

#14

loans

$340K

avg

Tax Preparation Services

NAICS 541213|

#8 National

loans

$300K

avg. amount

Tax Preparation Services

NAICS 541213|

loans

$300K

avg

All Other Professional, Scientific, and Technical Services

NAICS 541990|

#16 National

loans

$646K

avg. amount

All Other Professional, Scientific, and Technical Services

NAICS 541990|

#16

loans

$646K

avg

Roofing Contractors

NAICS 238160|

#8 National

loans

$1.0M

avg. amount

Roofing Contractors

NAICS 238160|

loans

$1.0M

avg

Default Rate

10-Year Default Rate

0.0%

low

Percentile Ranking

Top 1%

0th percentile

Interest Rate Analysis

Variable Rate Distribution

Median: Prime + 2.50%Typical: Prime + 2.25% - 2.75%

Spread Trend

This Lender Market Range

Current: P+2.25%Market: P+2.00%50 bps above market

Rate by Loan Size

Loan Size	Avg Rate
$0-$500K	Prime + 2.57%
$500K-$1M	Prime + 2.58%
$1M-$2M	Prime + 2.17%
$3M-$4M	Prime + 2.50%

Geographic Loan Distribution

As Of March 31, 2026 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High

Are you from North State Bank?

Claim this profile to manage your information, respond to reviews, and access analytics.

Leave a Review

www.northstatebank.com

North State Bank

Unclaimed

www.northstatebank.com

North State Bank

Unclaimed

About

Community bank founded in 2000 with seven full-service offices in Wake and New Hanover counties. Specializes in relationship banking for professionals and small to mid-size businesses.

Services

SBA Lenders

Reviews & Ratings

Loading reviews...

SBA 7(a) Lending Analytics

PLP Lender

SBA 7(a) Acquisition Loan Data As Of March 31, 2026

SBA Acquisition Loan Activity

Last 12 Months

Top 10%

Last 3 Years

Top 10%

YoY Growth

-9.1%

low activity

Loan Size Distribution

As Of March 31, 2026

Median

$746K

Average

$837K

Sweet Spot

$500K-$1M

Top Industries Served

Industries with highest loan volume

Full-Service Restaurants

NAICS 722511

loans

$689K

avg. amount

Full-Service Restaurants

NAICS 722511

loans

$689K

avg

Child Care Services

NAICS 624410

loans

$393K

avg. amount

Child Care Services

NAICS 624410

loans

$393K

avg

Solid Waste Collection

NAICS 562111|

#4 National

loans

$720K

avg. amount

Solid Waste Collection

NAICS 562111|

loans

$720K

avg

Wholesale Trade Agents and Brokers

NAICS 425120|

#2 National

loans

$1.2M

avg. amount

Wholesale Trade Agents and Brokers

NAICS 425120|

loans

$1.2M

avg

Janitorial Services

NAICS 561720

loans

$1.1M

avg. amount

Janitorial Services

NAICS 561720

loans

$1.1M

avg

Snack and Nonalcoholic Beverage Bars

NAICS 722515

loans

$405K

avg. amount

Snack and Nonalcoholic Beverage Bars

NAICS 722515

loans

$405K

avg

Sporting Goods Retailers

NAICS 459110|

#14 National

loans

$340K

avg. amount

Sporting Goods Retailers

NAICS 459110|

#14

loans

$340K

avg

Tax Preparation Services

NAICS 541213|

#8 National

loans

$300K

avg. amount

Tax Preparation Services

NAICS 541213|

loans

$300K

avg

All Other Professional, Scientific, and Technical Services

NAICS 541990|

#16 National

loans

$646K

avg. amount

All Other Professional, Scientific, and Technical Services

NAICS 541990|

#16

loans

$646K

avg

Roofing Contractors

NAICS 238160|

#8 National

loans

$1.0M

avg. amount

Roofing Contractors

NAICS 238160|

loans

$1.0M

avg

Default Rate

10-Year Default Rate

0.0%

low

Percentile Ranking

Top 1%

0th percentile

Interest Rate Analysis

Variable Rate Distribution

Median: Prime + 2.50%Typical: Prime + 2.25% - 2.75%

Spread Trend

This Lender Market Range

Current: P+2.25%Market: P+2.00%50 bps above market

Rate by Loan Size

Loan Size	Avg Rate
$0-$500K	Prime + 2.57%
$500K-$1M	Prime + 2.58%
$1M-$2M	Prime + 2.17%
$3M-$4M	Prime + 2.50%

Geographic Loan Distribution

As Of March 31, 2026 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High

Are you from North State Bank?

Claim this profile to manage your information, respond to reviews, and access analytics.

North State Bank - Lenders Reviews & Ratings | VerSquare