Where is North State Bank located?

North State Bank is located at 6204 Falls of Neuse Rd RALEIGH, NC 27609.

How can I contact North State Bank?

You can contact North State Bank by phone at (919) 855-9925.

North State Bank

About

Community bank founded in 2000 with seven full-service offices in Wake and New Hanover counties. Specializes in relationship banking for professionals and small to mid-size businesses.

2000

Founded

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

8

Top 10%

Last 3 Years

24

Top 10%

YoY Growth

-46.7%

low activity

Loan Size Distribution

As Of June 30, 2025

Median

$494K

Average

$867K

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 2.50%

Typical Range:Prime + 2.50% - 2.75%

Min / Max:Prime + 1.25% / 3.00%

Market Comparison

This Lender

Prime + 2.50%

Market Average

Prime + 1.25%

125 bps above market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High