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NBT Bank, National Association is a full-service community bank headquartered in Norwich, NY, operating over 170 banking locations across seven states including New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. The bank provides personal banking, commercial banking, and wealth management services through digital channels and branch locations. Established in 1856, NBT Bank is a trusted financial institution serving individuals and businesses throughout the Northeast.
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SBA 7(a) Acquisition Loan Data As Of June 30, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of June 30, 2025
Median
$213K
Average
$365K
All rates shown as spread over Prime Rate
This Lender
Market Average
As Of June 30, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
0.0%
Bottom 10% of Lenders (Highest Default Rate)
Performance Ranking
100th
Lower is better among all lenders
As Of June 30, 2025 - States by loan volume (darker blue = higher volume)
