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Mountain America Federal Credit Union is a federally chartered credit union headquartered in Sandy, Utah, serving over 1.1 million members with $17 billion in assets across more than 100 branches throughout Utah and the West. Originally founded in 1936 as the Salt Lake Telephone Employees Credit Union, it has grown through strategic mergers and converted to federal charter status in 2003.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of March 31, 2026
Median
$549K
Average
$596K
Sweet Spot
$500K-$1M
Industries with highest loan volume
Drinking Places (Alcoholic Beverages)
2
loans
$628K
avg. amount
Drinking Places (Alcoholic Beverages)
Loans
2
Avg. Amount
$628K
Child Care Services
2
loans
$561K
avg. amount
Child Care Services
Loans
2
Avg. Amount
$561K
All Other Amusement and Recreation Industries
1
loans
$374K
avg. amount
All Other Amusement and Recreation Industries
Loans
1
Avg. Amount
$374K
Glass and Glazing Contractors
1
loans
$124K
avg. amount
Glass and Glazing Contractors
Loans
1
Avg. Amount
$124K
Offices of Chiropractors
1
loans
$298K
avg. amount
Offices of Chiropractors
Loans
1
Avg. Amount
$298K
All Other Business Support Services
1
loans
$216K
avg. amount
All Other Business Support Services
Loans
1
Avg. Amount
$216K
Other Miscellaneous Durable Goods Merchant Wholesalers
1
loans
$1.8M
avg. amount
Other Miscellaneous Durable Goods Merchant Wholesalers
Loans
1
Avg. Amount
$1.8M
Fitness and Recreational Sports Centers
1
loans
$729K
avg. amount
Fitness and Recreational Sports Centers
Loans
1
Avg. Amount
$729K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 0.56% |
| $500K-$1M | Prime + 0.48% |
| $1M-$2M | Prime + 1.25% |
Spread over Prime at time of loan origination
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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