Mountain America FCU
Mountain America Federal Credit Union is a federally chartered credit union headquartered in Sandy, Utah, serving over 1.1 million members with $17 billion in assets across more than 100 branches throughout Utah and the West. Originally founded in 1936 as the Salt Lake Telephone Employees Credit Union, it has grown through strategic mergers and converted to federal charter status in 2003.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (9 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Mountain America FCU ranks #122 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Mountain America FCU’s 7(a) acquisition lending falls in the $0-$500K range: 4 loans, 44.4% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 4 | 44.4% | |
| $500K-$1M | 4 | 44.4% | |
| $1M-$2M | 1 | 11.1% |
Industries with highest loan volume
Drinking Places (Alcoholic Beverages)
2
loans
$628K
avg. amount
Child Care Services
2
loans
$561K
avg. amount
Other Miscellaneous Durable Goods Merchant Wholesalers
1
loans
$1.8M
avg. amount
All Other Amusement and Recreation Industries
1
loans
$374K
avg. amount
All Other Business Support Services
1
loans
$216K
avg. amount
Glass and Glazing Contractors
1
loans
$124K
avg. amount
Offices of Chiropractors
1
loans
$298K
avg. amount
10-Year
0.0%
Percentile Ranking
0th percentile
Mountain America FCU’s median variable rate is + 0.49%, against a market median of Prime + 1.88%, 138 below market.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 0.56% |
| $500K-$1M | Prime + 0.48% |
| $1M-$2M | Prime + 1.25% |
Mountain America FCU has originated 7(a) acquisition loans in 3 states, most actively in Utah (7), Montana (1) and Arizona (1). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Utah | 7 | 77.8% |
| Montana | 1 | 11.1% |
| Arizona | 1 | 11.1% |
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