Millennial Bank is a full-service, locally owned and operated community bank serving the Greater Birmingham region. The bank provides personal and business banking services including checking and savings accounts, lending services, and digital banking solutions with a focus on personal relationships and community focus.
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7(a) Acquisition Loan Data As Of June 30, 2026
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of June 30, 2026
Median
$1.4M
Average
$2.0M
Sweet Spot
$0-$500K
Industries with highest loan volume
Engineering Services
1
loans
$3.0M
avg. amount
Engineering Services
1
loans
$3.0M
avg
Sporting and Recreational Goods and Supplies Merchant Wholesalers
1
loans
$872K
avg. amount
Sporting and Recreational Goods and Supplies Merchant Wholesalers
1
loans
$872K
avg
All Other Personal Services
1
loans
$270K
avg. amount
All Other Personal Services
1
loans
$270K
avg
Drugs and Druggists' Sundries Merchant Wholesalers
1
loans
$3.7M
avg. amount
Drugs and Druggists' Sundries Merchant Wholesalers
1
loans
$3.7M
avg
Offices of Physicians (except Mental Health Specialists)
1
loans
$4.2M
avg. amount
Offices of Physicians (except Mental Health Specialists)
1
loans
$4.2M
avg
Other Construction Material Merchant Wholesalers
1
loans
$1.4M
avg. amount
Other Construction Material Merchant Wholesalers
1
loans
$1.4M
avg
Offices of Chiropractors
1
loans
$430K
avg. amount
Offices of Chiropractors
1
loans
$430K
avg
10-Year
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.00% |
| $500K-$1M | Prime + 1.00% |
| $2M-$3M | Prime + 1.45% |
| $3M-$4M | Prime + 0.50% |
| $4M-$5M | Prime + 0.50% |
over at time of loan origination
As Of June 30, 2026 - States by loan volume (darker blue = higher volume)
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