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Millennial Bank is a full-service, locally owned and operated community bank serving the Greater Birmingham region. The bank provides personal and business banking services including checking and savings accounts, lending services, and digital banking solutions with a focus on personal relationships and community focus.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
no activity
As Of December 31, 2025
Median
$2.2M
Average
$2.3M
Sweet Spot
$0-$500K
Industries with highest loan volume
Sporting and Recreational Goods and Supplies Merchant Wholesalers
1
loans
$872K
avg. amount
Sporting and Recreational Goods and Supplies Merchant Wholesalers
Loans
1
Avg. Amount
$872K
Drugs and Druggists' Sundries Merchant Wholesalers
1
loans
$3.7M
avg. amount
Drugs and Druggists' Sundries Merchant Wholesalers
Loans
1
Avg. Amount
$3.7M
Offices of Chiropractors
1
loans
$430K
avg. amount
Offices of Chiropractors
Loans
1
Avg. Amount
$430K
Other Construction Material Merchant Wholesalers
1
loans
$1.4M
avg. amount
Other Construction Material Merchant Wholesalers
Loans
1
Avg. Amount
$1.4M
Engineering Services
1
loans
$3.0M
avg. amount
Engineering Services
Loans
1
Avg. Amount
$3.0M
Offices of Physicians (except Mental Health Specialists)
1
loans
$4.2M
avg. amount
Offices of Physicians (except Mental Health Specialists)
Loans
1
Avg. Amount
$4.2M
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $500K-$1M | Prime + 1.00% |
| $2M-$3M | Prime + 1.45% |
| $3M-$4M | Prime + 0.50% |
| $4M-$5M | Prime + 0.50% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)