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Midland States Bank is a community-based financial institution headquartered in Effingham, Illinois, offering comprehensive banking, lending, and wealth management services for personal, small business, and commercial customers. The bank provides checking and savings accounts, mortgages, personal loans, business lending, and wealth management services across multiple locations.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$314K
Average
$1.0M
Sweet Spot
$0-$500K
Industries with highest loan volume
Fitness and Recreational Sports Centers
2
loans
$137K
avg. amount
Fitness and Recreational Sports Centers
Loans
2
Avg. Amount
$137K
Offices of Chiropractors
1
loans
$132K
avg. amount
Offices of Chiropractors
Loans
1
Avg. Amount
$132K
Metal Coating, Engraving (except Jewelry and Silverware), and Allied Services to Manufacturers
1
loans
$248K
avg. amount
Metal Coating, Engraving (except Jewelry and Silverware), and Allied Services to Manufacturers
Loans
1
Avg. Amount
$248K
All Other Miscellaneous General Purpose Machinery Manufacturing
1
loans
$2.1M
avg. amount
All Other Miscellaneous General Purpose Machinery Manufacturing
Loans
1
Avg. Amount
$2.1M
All Other Specialty Food Retailers
1
loans
$171K
avg. amount
All Other Specialty Food Retailers
Loans
1
Avg. Amount
$171K
Machine Shops
1
loans
$4.5M
avg. amount
Machine Shops
Loans
1
Avg. Amount
$4.5M
All Other Specialty Trade Contractors
1
loans
$2.2M
avg. amount
All Other Specialty Trade Contractors
Loans
1
Avg. Amount
$2.2M
Limited-Service Restaurants
1
loans
$314K
avg. amount
Limited-Service Restaurants
Loans
1
Avg. Amount
$314K
All Other Miscellaneous Wood Product Manufacturing
1
loans
$382K
avg. amount
All Other Miscellaneous Wood Product Manufacturing
Loans
1
Avg. Amount
$382K
Other Concrete Product Manufacturing
1
loans
$445K
avg. amount
Other Concrete Product Manufacturing
Loans
1
Avg. Amount
$445K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.02% |
| $2M-$3M | Prime + 1.50% |
| $4M-$5M | Prime + 1.50% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)