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Midland States Bank is a community-based financial institution headquartered in Effingham, Illinois, offering comprehensive banking, lending, and wealth management services for personal, small business, and commercial customers. The bank provides checking and savings accounts, mortgages, personal loans, business lending, and wealth management services across multiple locations.
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SBA 7(a) Acquisition Loan Data As Of June 30, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of June 30, 2025
Median
$322K
Average
$1.0M
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All rates shown as spread over Prime Rate
This Lender
Market Average
As Of June 30, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
0.0%
Bottom 10% of Lenders (Highest Default Rate)
Performance Ranking
100th
Lower is better among all lenders
As Of June 30, 2025 - States by loan volume (darker blue = higher volume)
