Maine Community Bank
Maine Community Bank is the largest mutual savings bank operating exclusively in Maine with nearly $3 billion in assets, approximately 400 employees, and 21 branches. Formed from the unification of Biddeford Savings, Mechanics Savings, and Gorham Savings Bank, the institution prioritizes community banking with 100% of deposits reinvested locally to support homebuying and job creation.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (12 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Maine Community Bank ranks #174 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Maine Community Bank’s 7(a) acquisition lending falls in the $0-$500K range: 6 loans, 50.0% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 6 | 50.0% | |
| $500K-$1M | 4 | 33.3% | |
| $1M-$2M | 1 | 8.3% | |
| $2M-$3M | 1 | 8.3% |
Industries with highest loan volume
All Other Miscellaneous Textile Product Mills
3
loans
$452K
avg. amount
Snack and Nonalcoholic Beverage Bars
2
loans
$253K
avg. amount
Limited-Service Restaurants
1
loans
$366K
avg. amount
Supermarkets and Other Grocery Retailers (except Convenience Retailers)
1
loans
$2.7M
avg. amount
RV (Recreational Vehicle) Parks and Campgrounds
1
loans
$982K
avg. amount
All Other General Merchandise Retailers
1
loans
$230K
avg. amount
Employment Placement Agencies
1
loans
$680K
avg. amount
Landscaping Services
1
loans
$1.3M
avg. amount
Full-Service Restaurants
1
loans
$921K
avg. amount
10-Year
0.0%
Percentile Ranking
0th percentile
Maine Community Bank’s median variable rate is + 1.50%, against a market median of Prime + 1.88%, 38 below market.
11 of the 12 loans in its trailing three-year book carried a fixed rate; the rest were variable.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $500K-$1M | Prime + 1.50% |
over at time of loan origination
Maine Community Bank has originated 7(a) acquisition loans in 1 states, most actively in Maine (12). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Maine | 12 | 100.0% |
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