Where is Lone Star National Bank located?

Lone Star National Bank is located at 206 W Ferguson, PHARR, TX 78577.

How can I contact Lone Star National Bank?

You can contact Lone Star National Bank by phone at (956) 984-2991.

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About

Lone Star National Bank is a community bank with 33 locations in South Texas, including the Rio Grande Valley and San Antonio, Texas. Founded in 1983 in Pharr, the bank provides retail and commercial banking services. The bank operates with approximately 1,680 employees and positions itself with the tagline 'We Do What The Little Banks Can't and The Big Banks Won't.'

1983

Founded

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

1

Last 3 Years

1

YoY Growth

Data not available

Loan Size Distribution

As Of June 30, 2025

Median

$158K

Average

$158K

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 1.75%

Typical Range:Prime + 1.75% - 1.75%

Min / Max:Prime + 1.75% / 1.75%

Market Comparison

This Lender

Prime + 1.75%

Market Average

Prime + 1.25%

50 bps above market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High