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Locality Bank is a digital-first community bank based in Fort Lauderdale, Florida, specializing in business banking services for small-to-medium enterprises. The bank pairs personal relationships with comprehensive financing and innovative technology to empower local businesses in South Florida.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$874K
Average
$1.2M
Sweet Spot
$500K-$1M
Industries with highest loan volume
Offices of Physical, Occupational and Speech Therapists, and Audiologists
1
loans
$874K
avg. amount
Offices of Physical, Occupational and Speech Therapists, and Audiologists
Loans
1
Avg. Amount
$874K
New Single-Family Housing Construction (except For-Sale Builders)
1
loans
$2.8M
avg. amount
New Single-Family Housing Construction (except For-Sale Builders)
Loans
1
Avg. Amount
$2.8M
All Other Specialty Trade Contractors
1
loans
$816K
avg. amount
All Other Specialty Trade Contractors
Loans
1
Avg. Amount
$816K
Pet and Pet Supplies Retailers
1
loans
$507K
avg. amount
Pet and Pet Supplies Retailers
Loans
1
Avg. Amount
$507K
Automotive Body, Paint, and Interior Repair and Maintenance
1
loans
$2.1M
avg. amount
Automotive Body, Paint, and Interior Repair and Maintenance
Loans
1
Avg. Amount
$2.1M
Nail Salons
1
loans
$450K
avg. amount
Nail Salons
Loans
1
Avg. Amount
$450K
Nonresidential Property Managers
1
loans
$1.2M
avg. amount
Nonresidential Property Managers
Loans
1
Avg. Amount
$1.2M
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.75% |
| $500K-$1M | Prime + 2.50% |
| $1M-$2M | Prime + 2.75% |
| $2M-$3M | Prime + 2.88% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)