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Lincoln Savings Bank is a full-service community bank founded in 1902, headquartered in Reinbeck, Iowa, providing personal and business banking services across Central and Northeast Iowa. The bank serves individuals and businesses with products ranging from checking and savings accounts to mortgages, agricultural lending, and commercial real estate loans. Recognized as the #1 bank in Iowa by Forbes in 2024 & 2025.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
no activity
As Of December 31, 2025
Median
$375K
Average
$748K
Sweet Spot
$0-$500K
Industries with highest loan volume
Sporting and Recreational Goods and Supplies Merchant Wholesalers
2
loans
$558K
avg. amount
Sporting and Recreational Goods and Supplies Merchant Wholesalers
Loans
2
Avg. Amount
$558K
Clothing and Clothing Accessories Merchant Wholesalers
1
loans
$324K
avg. amount
Clothing and Clothing Accessories Merchant Wholesalers
Loans
1
Avg. Amount
$324K
Limited-Service Restaurants
1
loans
$200K
avg. amount
Limited-Service Restaurants
Loans
1
Avg. Amount
$200K
Landscaping Services
1
loans
$349K
avg. amount
Landscaping Services
Loans
1
Avg. Amount
$349K
Sporting and Athletic Goods Manufacturing
1
loans
$2.0M
avg. amount
Sporting and Athletic Goods Manufacturing
Loans
1
Avg. Amount
$2.0M
All Other Miscellaneous Retailers
1
loans
$495K
avg. amount
All Other Miscellaneous Retailers
Loans
1
Avg. Amount
$495K
Other Personal Care Services
1
loans
$375K
avg. amount
Other Personal Care Services
Loans
1
Avg. Amount
$375K
Full-Service Restaurants
1
loans
$1.9M
avg. amount
Full-Service Restaurants
Loans
1
Avg. Amount
$1.9M
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.54% |
| $500K-$1M | Prime + 2.25% |
| $1M-$2M | Prime + 2.50% |
| $2M-$3M | Prime + 2.25% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)