LendingClub Bank, National Association
LendingClub Bank National Association (formerly Radius Bank) is headquartered in Lehi, Utah providing online banking services. The bank offers savings accounts, CDs, and banking services through its digital platform with FDIC insurance.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (9 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
LendingClub Bank, National Association ranks #151 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of LendingClub Bank, National Association’s 7(a) acquisition lending falls in the $500K-$1M range: 5 loans, 55.6% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $500K-$1M | 5 | 55.6% | |
| $1M-$2M | 1 | 11.1% | |
| $2M-$3M | 2 | 22.2% | |
| $4M-$5M | 1 | 11.1% |
Industries with highest loan volume
Beer, Wine, and Liquor Retailers
2
loans
$1.1M
avg. amount
Offices of Physicians (except Mental Health Specialists)
1
loans
$565K
avg. amount
Fitness and Recreational Sports Centers
1
loans
$2.8M
avg. amount
General Automotive Repair
1
loans
$755K
avg. amount
General Rental Centers
1
loans
$4.2M
avg. amount
All Other Plastics Product Manufacturing
1
loans
$2.6M
avg. amount
All Other Miscellaneous Retailers
1
loans
$609K
avg. amount
Limited-Service Restaurants
1
loans
$752K
avg. amount
10-Year
8.2%
Percentile Ranking
97th
97th percentile
LendingClub Bank, National Association’s median variable rate is + 2.00%, against a market median of Prime + 1.88%, 13 above market.
It priced below the market median in 1 of the last 8 quarters.
| Loan Size | Avg Rate |
|---|---|
| $500K-$1M | Prime + 2.00% |
| $1M-$2M | Prime + 1.35% |
| $2M-$3M | Prime + 1.63% |
| $4M-$5M | Prime + 1.00% |
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q2 '19 | Prime + 2.50% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 4 |
| Q3 '19 | Prime + 2.25% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 6 |
| Q4 '19 | Prime + 2.13% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 6 |
| Q3 '20 | Prime + 2.00% | Prime + 2.25% | Prime + 1.75% – Prime + 2.75% | 4 |
| Q4 '20 | Prime + 2.25% | Prime + 2.25% | Prime + 1.75% – Prime + 2.75% | 4 |
| Q1 '21 | Prime + 2.50% | Prime + 2.25% | Prime + 1.75% – Prime + 2.75% | 3 |
| Q3 '21 | Prime + 2.13% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 6 |
| Q4 '22 | Prime + 2.00% | Prime + 1.75% | Prime + 1.00% – Prime + 2.00% | 3 |
LendingClub Bank, National Association has originated 7(a) acquisition loans in 7 states, most actively in New Jersey (2), Florida (2) and California (1). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| New Jersey | 2 | 22.2% |
| Florida | 2 | 22.2% |
| California | 1 | 11.1% |
| Maryland | 1 | 11.1% |
| Minnesota | 1 | 11.1% |
| Kansas | 1 | 11.1% |
| Washington | 1 | 11.1% |
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