Where is Hills Bank and Trust Company located?

Hills Bank and Trust Company is located at 131 Main St, HILLS, IA 52235.

How can I contact Hills Bank and Trust Company?

You can contact Hills Bank and Trust Company by phone at +1 (800) 445-5725.

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About

Hills Bank and Trust Company is an independent community bank headquartered in Hills, Iowa, with 500 employees across 19 offices in four Eastern Iowa counties. Founded in 1904, it is the 3rd largest bank headquartered in Iowa, offering personal and business banking, real estate lending, trust and wealth management services.

1904

Founded

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

3

Top 25%

Last 3 Years

3

YoY Growth

Data not available

Loan Size Distribution

As Of June 30, 2025

Median

$200K

Average

$270K

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 0.00%

Typical Range:Prime + 0.00% - 0.00%

Min / Max:Prime + 0.00% / 0.00%

Market Comparison

This Lender

Prime + 0.00%

Market Average

Prime + 1.25%

125 bps better market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High