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Heritage Bank of Commerce is the Bay Area's premier community business bank founded in 1994, offering relationship-based banking solutions for businesses, nonprofits, and individuals. The bank operates 16 locations across the Bay Area and specializes in business lending, HOA management, and cash management services.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
no activity
As Of December 31, 2025
Median
$430K
Average
$430K
Sweet Spot
$0-$500K
Industries with highest loan volume
Child Care Services
1
loans
$430K
avg. amount
Child Care Services
Loans
1
Avg. Amount
$430K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.75% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)