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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$551K
Average
$540K
Sweet Spot
$500K-$1M
Industries with highest loan volume
Full-Service Restaurants
2
loans
$536K
avg. amount
Full-Service Restaurants
Loans
2
Avg. Amount
$536K
Photofinishing Laboratories (except One-Hour)
1
loans
$150K
avg. amount
Photofinishing Laboratories (except One-Hour)
Loans
1
Avg. Amount
$150K
Painting and Wall Covering Contractors
1
loans
$1.0M
avg. amount
Painting and Wall Covering Contractors
Loans
1
Avg. Amount
$1.0M
Beauty Salons
1
loans
$228K
avg. amount
Beauty Salons
Loans
1
Avg. Amount
$228K
Masonry Contractors
1
loans
$644K
avg. amount
Masonry Contractors
Loans
1
Avg. Amount
$644K
All Other Professional, Scientific, and Technical Services
1
loans
$690K
avg. amount
All Other Professional, Scientific, and Technical Services
Loans
1
Avg. Amount
$690K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 4.00% |
| $500K-$1M | Prime + 2.55% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)