Loading...
Loading...
FMS Bank is a community-focused financial institution offering personal and business banking services. The bank emphasizes local relationships and personalized service, positioning itself as a homegrown, locally owned and operated bank committed to serving its community.
Have you worked with FMS Bank? Share your experience to help others.
Loading reviews...
SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$680K
Average
$1.4M
Sweet Spot
$500K-$1M
Industries with highest loan volume
All Other Professional, Scientific, and Technical Services
1
loans
$250K
avg. amount
All Other Professional, Scientific, and Technical Services
Loans
1
Avg. Amount
$250K
Facilities Support Services
1
loans
$680K
avg. amount
Facilities Support Services
Loans
1
Avg. Amount
$680K
Electrical Contractors and Other Wiring Installation Contractors
1
loans
$897K
avg. amount
Electrical Contractors and Other Wiring Installation Contractors
Loans
1
Avg. Amount
$897K
General Automotive Repair
1
loans
$4.7M
avg. amount
General Automotive Repair
Loans
1
Avg. Amount
$4.7M
Offices of Certified Public Accountants
1
loans
$650K
avg. amount
Offices of Certified Public Accountants
Loans
1
Avg. Amount
$650K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.00% |
| $500K-$1M | Prime + 1.00% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)