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First Utah Bank is a community bank wholly-owned and operated by people who live and work in Utah. Founded in 1978, it is the largest community bank headquartered in Salt Lake City, offering comprehensive business and personal banking services.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$1.7M
Average
$2.3M
Sweet Spot
$500K-$1M
Industries with highest loan volume
General Automotive Repair
2
loans
$1.7M
avg. amount
General Automotive Repair
Loans
2
Avg. Amount
$1.7M
RV (Recreational Vehicle) Parks and Campgrounds
1
loans
$2.4M
avg. amount
RV (Recreational Vehicle) Parks and Campgrounds
Loans
1
Avg. Amount
$2.4M
Hotels (except Casino Hotels) and Motels
1
loans
$4.3M
avg. amount
Hotels (except Casino Hotels) and Motels
Loans
1
Avg. Amount
$4.3M
Limited-Service Restaurants
1
loans
$664K
avg. amount
Limited-Service Restaurants
Loans
1
Avg. Amount
$664K
Photography Studios, Portrait
1
loans
$564K
avg. amount
Photography Studios, Portrait
Loans
1
Avg. Amount
$564K
Commercial Screen Printing
1
loans
$859K
avg. amount
Commercial Screen Printing
Loans
1
Avg. Amount
$859K
Other Technical and Trade Schools
1
loans
$5.0M
avg. amount
Other Technical and Trade Schools
Loans
1
Avg. Amount
$5.0M
Freight Transportation Arrangement
1
loans
$3.9M
avg. amount
Freight Transportation Arrangement
Loans
1
Avg. Amount
$3.9M
Child Care Services
1
loans
$4.2M
avg. amount
Child Care Services
Loans
1
Avg. Amount
$4.2M
Commercial and Institutional Building Construction
1
loans
$1.6M
avg. amount
Commercial and Institutional Building Construction
Loans
1
Avg. Amount
$1.6M
10-Year Default Rate
3.7%
Percentile Ranking
94th
94th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.50% |
| $500K-$1M | Prime + 2.00% |
| $1M-$2M | Prime + 1.42% |
| $2M-$3M | Prime + 1.25% |
| $3M-$4M | Prime + 3.25% |
| $4M-$5M | Prime + 1.58% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)