Where is First Utah Bank located?

First Utah Bank is located at 3826 S 2300 East, SALT LAKE CITY, UT 84109.

How can I contact First Utah Bank?

You can contact First Utah Bank by phone at (801) 308-2265.

First Utah Bank

About

First Utah Bank is a community bank wholly-owned and operated by people who live and work in Utah. Founded in 1978, it is the largest community bank headquartered in Salt Lake City, offering comprehensive business and personal banking services.

1978

Founded

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

6

Top 15%

Last 3 Years

11

Top 20%

YoY Growth

+50.0%

low activity

Loan Size Distribution

As Of June 30, 2025

Median

$499K

Average

$1.8M

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 1.50%

Typical Range:Prime + 1.25% - 2.00%

Min / Max:Prime + 0.75% / 3.00%

Market Comparison

This Lender

Prime + 1.50%

Market Average

Prime + 1.25%

25 bps above market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High