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Privately-held bank named top ag lender in the nation by ICBA for 2023-2024 in $1 billion assets category. Offers consumer and business banking, SBA loans, mortgages, online banking, and cash management services through four locations.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
expanding
As Of December 31, 2025
Median
$1.2M
Average
$1.4M
Sweet Spot
$1M-$2M
Industries with highest loan volume
Broilers and Other Meat Type Chicken Production
38
loans
$1.2M
avg. amount
Broilers and Other Meat Type Chicken Production
Loans
38
Avg. Amount
$1.2M
Pharmacies and Drug Retailers
32
loans
$1.4M
avg. amount
Pharmacies and Drug Retailers
Loans
32
Avg. Amount
$1.4M
Pet Care (except Veterinary) Services
26
loans
$1.2M
avg. amount
Pet Care (except Veterinary) Services
Loans
26
Avg. Amount
$1.2M
General Freight Trucking, Local
13
loans
$2.0M
avg. amount
General Freight Trucking, Local
Loans
13
Avg. Amount
$2.0M
Other Poultry Production
3
loans
$1.3M
avg. amount
Other Poultry Production
Loans
3
Avg. Amount
$1.3M
Veterinary Services
1
loans
$482K
avg. amount
Veterinary Services
Loans
1
Avg. Amount
$482K
Snack and Nonalcoholic Beverage Bars
1
loans
$135K
avg. amount
Snack and Nonalcoholic Beverage Bars
Loans
1
Avg. Amount
$135K
Services for the Elderly and Persons with Disabilities
1
loans
$1.4M
avg. amount
Services for the Elderly and Persons with Disabilities
Loans
1
Avg. Amount
$1.4M
Couriers and Express Delivery Services
1
loans
$1.9M
avg. amount
Couriers and Express Delivery Services
Loans
1
Avg. Amount
$1.9M
10-Year Default Rate
1.0%
Percentile Ranking
86th
86th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.12% |
| $500K-$1M | Prime + 1.23% |
| $1M-$2M | Prime + 1.49% |
| $2M-$3M | Prime + 1.25% |
| $3M-$4M | Prime + 1.88% |
| $4M-$5M | Prime + 2.00% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)