FinWise Bank
FinWise Bank is a community bank serving families and small businesses, offering personal banking, business lending, and fintech solutions. As a subsidiary of FinWise Bancorp (NASDAQ: FINW), the bank specializes in strategic program lending, card programs, and payment solutions while maintaining FDIC insurance and regulatory compliance.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (6 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
FinWise Bank ranks #565 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of FinWise Bank’s 7(a) acquisition lending falls in the $0-$500K range: 2 loans, 33.3% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 2 | 33.3% | |
| $500K-$1M | 1 | 16.7% | |
| $1M-$2M | 2 | 33.3% | |
| $4M-$5M | 1 | 16.7% |
Industries with highest loan volume
Assisted Living Facilities for the Elderly
1
loans
$4.0M
avg. amount
All Other Specialty Trade Contractors
1
loans
$1.4M
avg. amount
Beer and Ale Merchant Wholesalers
1
loans
$282K
avg. amount
Electrical Contractors and Other Wiring Installation Contractors
1
loans
$500K
avg. amount
Drugs and Druggists' Sundries Merchant Wholesalers
1
loans
$1.2M
avg. amount
All Other Miscellaneous Waste Management Services
1
loans
$629K
avg. amount
10-Year
3.1%
Percentile Ranking
92th
92th percentile
FinWise Bank’s median variable rate is + 2.75%, against a market median of Prime + 1.88%, 88 above market.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 3.00% |
| $500K-$1M | Prime + 2.25% |
| $1M-$2M | Prime + 2.75% |
| $4M-$5M | Prime + 2.00% |
FinWise Bank has originated 7(a) acquisition loans in 5 states, most actively in New York (2), Pennsylvania (1) and Georgia (1). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| New York | 2 | 33.3% |
| Pennsylvania | 1 | 16.7% |
| Georgia | 1 | 16.7% |
| New Jersey | 1 | 16.7% |
| Tennessee | 1 | 16.7% |
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