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Farmers and Merchants Savings Bank is a full-service FDIC-insured financial institution serving communities across Iowa since 1925. The bank provides comprehensive banking services including savings accounts, loans, debit and credit cards, insurance, mobile banking, and wealth management services.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$552K
Average
$795K
Sweet Spot
$0-$500K
Industries with highest loan volume
Shoe Retailers
3
loans
$1.1M
avg. amount
Shoe Retailers
Loans
3
Avg. Amount
$1.1M
Carpet and Upholstery Cleaning Services
1
loans
$47K
avg. amount
Carpet and Upholstery Cleaning Services
Loans
1
Avg. Amount
$47K
Landscaping Services
1
loans
$1.9M
avg. amount
Landscaping Services
Loans
1
Avg. Amount
$1.9M
Used Household and Office Goods Moving
1
loans
$965K
avg. amount
Used Household and Office Goods Moving
Loans
1
Avg. Amount
$965K
Book Retailers and News Dealers
1
loans
$140K
avg. amount
Book Retailers and News Dealers
Loans
1
Avg. Amount
$140K
Advertising Agencies
1
loans
$126K
avg. amount
Advertising Agencies
Loans
1
Avg. Amount
$126K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.25% |
| $500K-$1M | Prime + 1.25% |
| $1M-$2M | Prime + 3.00% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)