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Cornerstone Bank is a community-based financial institution serving Worcester County, Massachusetts, established in 2017 through the merger of SpencerBANK and Southbridge Savings Bank. The bank provides deposit and loan products for individuals, businesses, and organizations, emphasizing relationship-based banking with a commitment to trust and community investment. Operating 12 branch locations throughout Central Massachusetts, Cornerstone Bank is FDIC-insured and dedicated to helping people and businesses thrive.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$150K
Average
$150K
Sweet Spot
$0-$500K
Industries with highest loan volume
Full-Service Restaurants
1
loans
$150K
avg. amount
Full-Service Restaurants
Loans
1
Avg. Amount
$150K
Pet Care (except Veterinary) Services
1
loans
$51K
avg. amount
Pet Care (except Veterinary) Services
Loans
1
Avg. Amount
$51K
Child Care Services
1
loans
$248K
avg. amount
Child Care Services
Loans
1
Avg. Amount
$248K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
Rate distribution data not available
Market comparison data not available
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)