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Cornerstone Bank is a community-based financial institution serving Worcester County, Massachusetts, established in 2017 through the merger of SpencerBANK and Southbridge Savings Bank. The bank provides deposit and loan products for individuals, businesses, and organizations, emphasizing relationship-based banking with a commitment to trust and community investment. Operating 12 branch locations throughout Central Massachusetts, Cornerstone Bank is FDIC-insured and dedicated to helping people and businesses thrive.
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SBA 7(a) Acquisition Loan Data As Of June 30, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of June 30, 2025
Median
$248K
Average
$176K
All rates shown as spread over Prime Rate
This Lender
Market Average
As Of June 30, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
0.0%
Bottom 10% of Lenders (Highest Default Rate)
Performance Ranking
100th
Lower is better among all lenders
As Of June 30, 2025 - States by loan volume (darker blue = higher volume)
