Where is Community Choice CU located?

Community Choice CU is located at 31155 Northwestern Highway, Farmington Hills, MI 48334.

How can I contact Community Choice CU?

You can contact Community Choice CU by phone at (877) 243-2528.

Community Choice CU

About

Community Choice Credit Union, founded in 1935, offers personal and business banking including SBA loans, commercial real estate, lines of credit, business checking, and credit cards across 24 Michigan locations.

1935

Founded

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

1

Last 3 Years

2

YoY Growth

+0.0%

low activity

Loan Size Distribution

As Of June 30, 2025

Median

$827K

Average

$827K

Top Industries Served

Industries with highest loan volume

1

NAICS

loans

$NaN

avg. amount

1

NAICS

Loans

Avg. Amount

$NaN

2

NAICS

loans

$NaN

avg. amount

2

NAICS

Loans

Avg. Amount

$NaN

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 1.50%

Typical Range:Prime + 1.50% - 1.50%

Min / Max:Prime + 1.50% / 1.50%

Market Comparison

This Lender

Prime + 1.50%

Market Average

Prime + 1.25%

25 bps above market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High