Community Bank & Trust-West Georgia
Community Bank & Trust describes itself as nurturing growth one account at a time. Operating as community-focused financial institution providing banking services across four locations to support individual and business growth in West Georgia.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through March 31, 2026 across the trailing 3 years (36 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Community Bank & Trust-West Georgia ranks #67 of 585 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Community Bank & Trust-West Georgia’s 7(a) acquisition lending falls in the $1M-$2M range: 12 loans, 33.3% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 4 | 11.1% | |
| $500K-$1M | 9 | 25.0% | |
| $1M-$2M | 12 | 33.3% | |
| $2M-$3M | 5 | 13.9% | |
| $3M-$4M | 3 | 8.3% | |
| $4M-$5M | 3 | 8.3% |
Industries with highest loan volume
Hotels (except Casino Hotels) and Motels
3
loans
$3.1M
avg. amount
General Automotive Repair
3
loans
$290K
avg. amount
All Other General Merchandise Retailers
2
loans
$1.4M
avg. amount
Services for the Elderly and Persons with Disabilities
2
loans
$1.4M
avg. amount
Other Heavy and Civil Engineering Construction
2
loans
$3.4M
avg. amount
Framing Contractors
1
loans
$2.8M
avg. amount
Plumbing, Heating, and Air-Conditioning Contractors
1
loans
$1.6M
avg. amount
Other Residential Care Facilities
1
loans
$1.3M
avg. amount
Fitness and Recreational Sports Centers
1
loans
$250K
avg. amount
Mobile Food Services
1
loans
$554K
avg. amount
10-Year
3.6%
Percentile Ranking
94th
94th percentile
Community Bank & Trust-West Georgia’s median variable rate is + 2.75%, against a market median of Prime + 2.00%, 75 above market.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.94% |
| $500K-$1M | Prime + 2.83% |
| $1M-$2M | Prime + 2.54% |
| $2M-$3M | Prime + 2.45% |
| $3M-$4M | Prime + 3.00% |
| $4M-$5M | Prime + 2.33% |
Community Bank & Trust-West Georgia has originated 7(a) acquisition loans in 16 states, most actively in New York (5), Massachusetts (4) and Georgia (4). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| New York | 5 | 13.9% |
| Massachusetts | 4 | 11.1% |
| Georgia | 4 | 11.1% |
| Connecticut | 4 | 11.1% |
| Alabama | 3 | 8.3% |
| Florida | 3 | 8.3% |
| VI | 2 | 5.6% |
| California | 2 | 5.6% |
| Michigan | 2 | 5.6% |
| Colorado | 1 | 2.8% |
| West Virginia | 1 | 2.8% |
| Tennessee | 1 | 2.8% |
| Washington | 1 | 2.8% |
| Ohio | 1 | 2.8% |
| Oregon | 1 | 2.8% |
| Texas | 1 | 2.8% |
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