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Local community bank serving South Carolina, Georgia and beyond since 2004, focusing on personal, commercial, and small business banking solutions as southern Beaufort County's only locally-owned bank.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of March 31, 2026
Median
$1.2M
Average
$1.8M
Sweet Spot
$0-$500K
Industries with highest loan volume
Drycleaning and Laundry Services (except Coin-Operated)
3
loans
$450K
avg. amount
Drycleaning and Laundry Services (except Coin-Operated)
Loans
3
Avg. Amount
$450K
Electrical Contractors and Other Wiring Installation Contractors
3
loans
$4.0M
avg. amount
Electrical Contractors and Other Wiring Installation Contractors
Loans
3
Avg. Amount
$4.0M
Limited-Service Restaurants
2
loans
$175K
avg. amount
Limited-Service Restaurants
Loans
2
Avg. Amount
$175K
Nursing Care Facilities (Skilled Nursing Facilities)
2
loans
$2.3M
avg. amount
Nursing Care Facilities (Skilled Nursing Facilities)
Loans
2
Avg. Amount
$2.3M
Residential Property Managers
1
loans
$1.3M
avg. amount
Residential Property Managers
Loans
1
Avg. Amount
$1.3M
Agents and Managers for Artists, Athletes, Entertainers, and Other Public Figures
1
loans
$3.0M
avg. amount
Agents and Managers for Artists, Athletes, Entertainers, and Other Public Figures
Loans
1
Avg. Amount
$3.0M
Funeral Homes and Funeral Services
1
loans
$900K
avg. amount
Funeral Homes and Funeral Services
Loans
1
Avg. Amount
$900K
Educational Support Services
1
loans
$995K
avg. amount
Educational Support Services
Loans
1
Avg. Amount
$995K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.25% |
| $500K-$1M | Prime + 2.13% |
| $1M-$2M | Prime + 1.75% |
| $2M-$3M | Prime + 2.00% |
| $3M-$4M | Prime + 0.75% |
| $4M-$5M | Prime + 2.25% |
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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