Coastal States Bank
Local community bank serving South Carolina, Georgia and beyond since 2004, focusing on personal, commercial, and small business banking solutions as southern Beaufort County's only locally-owned bank.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (13 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Coastal States Bank ranks #108 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Coastal States Bank’s 7(a) acquisition lending falls in the $0-$500K range: 3 loans, 23.1% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 3 | 23.1% | |
| $500K-$1M | 3 | 23.1% | |
| $1M-$2M | 3 | 23.1% | |
| $2M-$3M | 1 | 7.7% | |
| $3M-$4M | 1 | 7.7% | |
| $4M-$5M | 2 | 15.4% |
Industries with highest loan volume
Fitness and Recreational Sports Centers
2
loans
$556K
avg. amount
Nursing Care Facilities (Skilled Nursing Facilities)
2
loans
$2.3M
avg. amount
Educational Support Services
1
loans
$995K
avg. amount
Drycleaning and Laundry Services (except Coin-Operated)
1
loans
$450K
avg. amount
Septic Tank and Related Services
1
loans
$4.1M
avg. amount
Other Miscellaneous Nondurable Goods Merchant Wholesalers
1
loans
$1.8M
avg. amount
Residential Property Managers
1
loans
$1.3M
avg. amount
Agents and Managers for Artists, Athletes, Entertainers, and Other Public Figures
1
loans
$3.0M
avg. amount
Funeral Homes and Funeral Services
1
loans
$900K
avg. amount
Limited-Service Restaurants
1
loans
$175K
avg. amount
10-Year
0.0%
Percentile Ranking
0th percentile
Coastal States Bank’s median variable rate is + 2.00%, against a market median of Prime + 1.88%, 13 above market.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.17% |
| $500K-$1M | Prime + 2.08% |
| $1M-$2M | Prime + 1.92% |
| $2M-$3M | Prime + 2.00% |
| $3M-$4M | Prime + 0.75% |
| $4M-$5M | Prime + 2.13% |
Coastal States Bank has originated 7(a) acquisition loans in 10 states, most actively in New York (3), Texas (2) and New Mexico (1). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| New York | 3 | 23.1% |
| Texas | 2 | 15.4% |
| New Mexico | 1 | 7.7% |
| Michigan | 1 | 7.7% |
| Maryland | 1 | 7.7% |
| Missouri | 1 | 7.7% |
| Arizona | 1 | 7.7% |
| Georgia | 1 | 7.7% |
| Pennsylvania | 1 | 7.7% |
| California | 1 | 7.7% |
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