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Local community bank serving South Carolina, Georgia and beyond since 2004, focusing on personal, commercial, and small business banking solutions as southern Beaufort County's only locally-owned bank.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$1.2M
Average
$1.9M
Sweet Spot
$3M-$4M
Industries with highest loan volume
Nursing Care Facilities (Skilled Nursing Facilities)
2
loans
$2.3M
avg. amount
Nursing Care Facilities (Skilled Nursing Facilities)
Loans
2
Avg. Amount
$2.3M
Funeral Homes and Funeral Services
1
loans
$900K
avg. amount
Funeral Homes and Funeral Services
Loans
1
Avg. Amount
$900K
Drycleaning and Laundry Services (except Coin-Operated)
1
loans
$450K
avg. amount
Drycleaning and Laundry Services (except Coin-Operated)
Loans
1
Avg. Amount
$450K
Educational Support Services
1
loans
$995K
avg. amount
Educational Support Services
Loans
1
Avg. Amount
$995K
Electrical Contractors and Other Wiring Installation Contractors
1
loans
$4.0M
avg. amount
Electrical Contractors and Other Wiring Installation Contractors
Loans
1
Avg. Amount
$4.0M
Limited-Service Restaurants
1
loans
$175K
avg. amount
Limited-Service Restaurants
Loans
1
Avg. Amount
$175K
Offices of Physicians (except Mental Health Specialists)
1
loans
$3.7M
avg. amount
Offices of Physicians (except Mental Health Specialists)
Loans
1
Avg. Amount
$3.7M
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.25% |
| $500K-$1M | Prime + 2.13% |
| $1M-$2M | Prime + 1.50% |
| $3M-$4M | Prime + 1.00% |
| $4M-$5M | Prime + 2.25% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)