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Citizens Bank, National Association is one of the nation's oldest and largest financial institutions headquartered in Providence, Rhode Island. The bank offers a comprehensive range of retail and commercial banking products and services including checking, savings, lending, wealth management, and small business solutions across multiple states in the New England, Mid-Atlantic, and Midwest regions.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$360K
Average
$783K
Sweet Spot
$0-$500K
Industries with highest loan volume
Full-Service Restaurants
1
loans
$360K
avg. amount
Full-Service Restaurants
Loans
1
Avg. Amount
$360K
Medical Laboratories
1
loans
$284K
avg. amount
Medical Laboratories
Loans
1
Avg. Amount
$284K
Offices of Optometrists
1
loans
$1.0M
avg. amount
Offices of Optometrists
Loans
1
Avg. Amount
$1.0M
Child Care Services
1
loans
$2.8M
avg. amount
Child Care Services
Loans
1
Avg. Amount
$2.8M
Coin-Operated Laundries and Drycleaners
1
loans
$293K
avg. amount
Coin-Operated Laundries and Drycleaners
Loans
1
Avg. Amount
$293K
All Other Professional, Scientific, and Technical Services
1
loans
$300K
avg. amount
All Other Professional, Scientific, and Technical Services
Loans
1
Avg. Amount
$300K
Beauty Salons
1
loans
$459K
avg. amount
Beauty Salons
Loans
1
Avg. Amount
$459K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $500K-$1M | Prime + 3.00% |
| $2M-$3M | Prime + 2.75% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)