Citizens Bank, National Association
Citizens Bank, National Association is one of the nation's oldest and largest financial institutions headquartered in Providence, Rhode Island. The bank offers a comprehensive range of retail and commercial banking products and services including checking, savings, lending, wealth management, and small business solutions across multiple states in the New England, Mid-Atlantic, and Midwest regions.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (11 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Citizens Bank, National Association ranks #151 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Citizens Bank, National Association’s 7(a) acquisition lending falls in the $0-$500K range: 7 loans, 63.6% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 7 | 63.6% | |
| $500K-$1M | 3 | 27.3% | |
| $2M-$3M | 1 | 9.1% |
Industries with highest loan volume
Offices of Optometrists
1
loans
$1.0M
avg. amount
Child Care Services
1
loans
$2.8M
avg. amount
All Other Professional, Scientific, and Technical Services
1
loans
$300K
avg. amount
Full-Service Restaurants
1
loans
$360K
avg. amount
Medical Laboratories
1
loans
$284K
avg. amount
All Other Home Furnishings Retailers
1
loans
$295K
avg. amount
Beauty Salons
1
loans
$459K
avg. amount
Coin-Operated Laundries and Drycleaners
1
loans
$293K
avg. amount
All Other Legal Services
1
loans
$755K
avg. amount
All Other Amusement and Recreation Industries
1
loans
$567K
avg. amount
10-Year
0.0%
Percentile Ranking
0th percentile
Citizens Bank, National Association’s median variable rate is + 2.88%, against a market median of Prime + 1.88%, 100 above market.
9 of the 11 loans in its trailing three-year book carried a fixed rate; the rest were variable.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $500K-$1M | Prime + 3.00% |
| $2M-$3M | Prime + 2.75% |
over at time of loan origination
Citizens Bank, National Association has originated 7(a) acquisition loans in 5 states, most actively in Massachusetts (4), Rhode Island (3) and Pennsylvania (2). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Massachusetts | 4 | 36.4% |
| Rhode Island | 3 | 27.3% |
| Pennsylvania | 2 | 18.2% |
| Connecticut | 1 | 9.1% |
| Michigan | 1 | 9.1% |
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