CIBC Bank USA
American commercial bank providing tailored commercial and personal banking services, private wealth management and small business financial solutions from coast to coast. Founded as PrivateBank in 1989.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (18 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
CIBC Bank USA ranks #151 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of CIBC Bank USA’s 7(a) acquisition lending falls in the $0-$500K range: 6 loans, 33.3% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 6 | 33.3% | |
| $500K-$1M | 5 | 27.8% | |
| $1M-$2M | 1 | 5.6% | |
| $2M-$3M | 3 | 16.7% | |
| $4M-$5M | 3 | 16.7% |
Industries with highest loan volume
Home Health Care Services
6
loans
$414K
avg. amount
Engineering Services
2
loans
$1.5M
avg. amount
Residential Remodelers
1
loans
$2.5M
avg. amount
Interior Design Services
1
loans
$465K
avg. amount
General Automotive Repair
1
loans
$643K
avg. amount
Marketing Consulting Services
1
loans
$2.7M
avg. amount
Glass and Glazing Contractors
1
loans
$5.0M
avg. amount
Offices of Physical, Occupational and Speech Therapists, and Audiologists
1
loans
$578K
avg. amount
All Other Miscellaneous Electrical Equipment and Component Manufacturing
1
loans
$418K
avg. amount
All Other Industrial Machinery Manufacturing
1
loans
$4.4M
avg. amount
10-Year
3.3%
Percentile Ranking
92th
92th percentile
CIBC Bank USA’s median variable rate is + 2.50%, against a market median of Prime + 1.88%, 63 above market.
It priced below the market median in 0 of the last 8 quarters. 1 of the 18 loans in its trailing three-year book carried a fixed rate; the rest were variable.
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.54% |
| $500K-$1M | Prime + 2.65% |
| $1M-$2M | Prime + 2.00% |
| $2M-$3M | Prime + 2.42% |
| $4M-$5M | Prime + 2.13% |
over at time of loan origination
| Quarter | This lender | Market median | Market range | Loans |
|---|---|---|---|---|
| Q2 '20 | Prime + 2.50% | Prime + 2.50% | Prime + 2.00% – Prime + 3.00% | 7 |
| Q3 '20 | Prime + 2.50% | Prime + 2.25% | Prime + 1.75% – Prime + 2.75% | 10 |
| Q4 '20 | Prime + 2.50% | Prime + 2.25% | Prime + 1.75% – Prime + 2.75% | 3 |
| Q3 '21 | Prime + 2.50% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 7 |
| Q4 '21 | Prime + 2.25% | Prime + 2.00% | Prime + 1.64% – Prime + 2.50% | 7 |
| Q1 '22 | Prime + 2.25% | Prime + 2.00% | Prime + 1.74% – Prime + 2.50% | 6 |
| Q2 '22 | Prime + 2.38% | Prime + 2.00% | Prime + 1.50% – Prime + 2.50% | 4 |
| Q4 '22 | Prime + 2.50% | Prime + 1.75% | Prime + 1.00% – Prime + 2.00% | 3 |
CIBC Bank USA has originated 7(a) acquisition loans in 12 states, most actively in California (3), Texas (3) and Virginia (2). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| California | 3 | 16.7% |
| Texas | 3 | 16.7% |
| Virginia | 2 | 11.1% |
| Illinois | 2 | 11.1% |
| Delaware | 1 | 5.6% |
| Arizona | 1 | 5.6% |
| Iowa | 1 | 5.6% |
| Nevada | 1 | 5.6% |
| New Jersey | 1 | 5.6% |
| Georgia | 1 | 5.6% |
| New York | 1 | 5.6% |
| North Carolina | 1 | 5.6% |
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