Where is Central State Bank located?

Central State Bank is located at 805 22nd Ave, Coralville, IA 52241.

How can I contact Central State Bank?

You can contact Central State Bank by phone at (319) 569-2800.

Central State Bank

About

A family-owned community bank headquartered in Coralville, Iowa with six locations across eastern Iowa. Central State Bank provides personalized banking solutions including personal and business banking, lending services, and comprehensive financial products to individuals and businesses.

1931

Founded

Reviews & Ratings

Loading reviews...

SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

1

Last 3 Years

1

YoY Growth

Data not available

Loan Size Distribution

As Of June 30, 2025

Median

$283K

Average

$283K

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 0.00%

Typical Range:Prime + 0.00% - 0.00%

Min / Max:Prime + 0.00% / 0.00%

Market Comparison

This Lender

Prime + 0.00%

Market Average

Prime + 1.25%

125 bps better market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High