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Central Bank Utah is a community-focused financial institution serving the Utah Valley region since 1891. They offer comprehensive personal and business banking services including checking, savings, loans, mortgages, and credit cards, with a focus on supporting local entrepreneurs.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of March 31, 2026
Median
$344K
Average
$723K
Sweet Spot
$0-$500K
Industries with highest loan volume
Vending Machine Operators
4
loans
$150K
avg. amount
Vending Machine Operators
Loans
4
Avg. Amount
$150K
Fitness and Recreational Sports Centers
4
loans
$2.3M
avg. amount
Fitness and Recreational Sports Centers
Loans
4
Avg. Amount
$2.3M
General Automotive Repair
2
loans
$340K
avg. amount
General Automotive Repair
Loans
2
Avg. Amount
$340K
Private Mail Centers
1
loans
$300K
avg. amount
Private Mail Centers
Loans
1
Avg. Amount
$300K
Landscaping Services
1
loans
$474K
avg. amount
Landscaping Services
Loans
1
Avg. Amount
$474K
Construction Machinery Manufacturing
1
loans
$351K
avg. amount
Construction Machinery Manufacturing
Loans
1
Avg. Amount
$351K
Dental Laboratories
1
loans
$657K
avg. amount
Dental Laboratories
Loans
1
Avg. Amount
$657K
Custom Architectural Woodwork and Millwork Manufacturing
1
loans
$165K
avg. amount
Custom Architectural Woodwork and Millwork Manufacturing
Loans
1
Avg. Amount
$165K
Other Services to Buildings and Dwellings
1
loans
$386K
avg. amount
Other Services to Buildings and Dwellings
Loans
1
Avg. Amount
$386K
Clothing and Clothing Accessories Retailers
1
loans
$66K
avg. amount
Clothing and Clothing Accessories Retailers
Loans
1
Avg. Amount
$66K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.47% |
| $500K-$1M | Prime + 1.88% |
| $1M-$2M | Prime + 1.50% |
| $3M-$4M | Prime + 0.50% |
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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