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Central Bank Utah is a community-focused financial institution serving the Utah Valley region since 1891. They offer comprehensive personal and business banking services including checking, savings, loans, mortgages, and credit cards, with a focus on supporting local entrepreneurs.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$344K
Average
$520K
Sweet Spot
$0-$500K
Industries with highest loan volume
Vending Machine Operators
2
loans
$146K
avg. amount
Vending Machine Operators
Loans
2
Avg. Amount
$146K
Fitness and Recreational Sports Centers
2
loans
$1.6M
avg. amount
Fitness and Recreational Sports Centers
Loans
2
Avg. Amount
$1.6M
Private Mail Centers
1
loans
$300K
avg. amount
Private Mail Centers
Loans
1
Avg. Amount
$300K
Asphalt Paving Mixture and Block Manufacturing
1
loans
$1.1M
avg. amount
Asphalt Paving Mixture and Block Manufacturing
Loans
1
Avg. Amount
$1.1M
Custom Architectural Woodwork and Millwork Manufacturing
1
loans
$165K
avg. amount
Custom Architectural Woodwork and Millwork Manufacturing
Loans
1
Avg. Amount
$165K
Other Services to Buildings and Dwellings
1
loans
$386K
avg. amount
Other Services to Buildings and Dwellings
Loans
1
Avg. Amount
$386K
All Other Specialty Trade Contractors
1
loans
$367K
avg. amount
All Other Specialty Trade Contractors
Loans
1
Avg. Amount
$367K
Other Personal Care Services
1
loans
$559K
avg. amount
Other Personal Care Services
Loans
1
Avg. Amount
$559K
Landscaping Services
1
loans
$474K
avg. amount
Landscaping Services
Loans
1
Avg. Amount
$474K
Janitorial Services
1
loans
$344K
avg. amount
Janitorial Services
Loans
1
Avg. Amount
$344K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.50% |
| $500K-$1M | Prime + 1.88% |
| $1M-$2M | Prime + 1.50% |
| $3M-$4M | Prime + 0.50% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)