Central Bank
Central Bank Utah is a community-focused financial institution serving the Utah Valley region since 1891. They offer comprehensive personal and business banking services including checking, savings, loans, mortgages, and credit cards, with a focus on supporting local entrepreneurs.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (12 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Central Bank ranks #565 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Central Bank’s 7(a) acquisition lending falls in the $0-$500K range: 9 loans, 75.0% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 9 | 75.0% | |
| $500K-$1M | 2 | 16.7% | |
| $1M-$2M | 1 | 8.3% |
Industries with highest loan volume
Asphalt Paving Mixture and Block Manufacturing
1
loans
$1.1M
avg. amount
General Automotive Repair
1
loans
$340K
avg. amount
Fitness and Recreational Sports Centers
1
loans
$111K
avg. amount
Custom Architectural Woodwork and Millwork Manufacturing
1
loans
$165K
avg. amount
Janitorial Services
1
loans
$344K
avg. amount
Landscaping Services
1
loans
$474K
avg. amount
Construction Machinery Manufacturing
1
loans
$351K
avg. amount
Other Personal Care Services
1
loans
$559K
avg. amount
Vending Machine Operators
1
loans
$137K
avg. amount
Dental Laboratories
1
loans
$657K
avg. amount
10-Year
0.0%
Percentile Ranking
0th percentile
Central Bank’s median variable rate is + 1.75%, against a market median of Prime + 1.88%, 13 below market.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.58% |
| $500K-$1M | Prime + 1.88% |
| $1M-$2M | Prime + 1.50% |
Central Bank has originated 7(a) acquisition loans in 1 states, most actively in Utah (12). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Utah | 12 | 100.0% |
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