Cathay Bank
Cathay Bank is a subsidiary of Cathay General Bancorp (NASDAQ: CATY) and operates as the first commercial bank in Southern California founded by Chinese Americans. The bank serves over 60 branches across nine U.S. states and internationally, providing personal banking, credit cards, mortgages, and business lending services to communities nationwide.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (6 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Cathay Bank ranks #245 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Cathay Bank’s 7(a) acquisition lending falls in the $0-$500K range: 4 loans, 66.7% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 4 | 66.7% | |
| $500K-$1M | 1 | 16.7% | |
| $1M-$2M | 1 | 16.7% |
Industries with highest loan volume
Convenience Retailers
3
loans
$498K
avg. amount
Coin-Operated Laundries and Drycleaners
2
loans
$697K
avg. amount
Fitness and Recreational Sports Centers
1
loans
$150K
avg. amount
10-Year
3.3%
Percentile Ranking
93th
93th percentile
Cathay Bank’s median variable rate is + 1.63%, against a market median of Prime + 1.88%, 25 below market.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.81% |
| $500K-$1M | Prime + 2.00% |
| $1M-$2M | Prime + 1.50% |
Cathay Bank has originated 7(a) acquisition loans in 2 states, most actively in California (5) and New York (1). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| California | 5 | 83.3% |
| New York | 1 | 16.7% |
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