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Cathay Bank is a subsidiary of Cathay General Bancorp (NASDAQ: CATY) and operates as the first commercial bank in Southern California founded by Chinese Americans. The bank serves over 60 branches across nine U.S. states and internationally, providing personal banking, credit cards, mortgages, and business lending services to communities nationwide.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$408K
Average
$453K
Sweet Spot
$0-$500K
Industries with highest loan volume
Convenience Retailers
3
loans
$498K
avg. amount
Convenience Retailers
Loans
3
Avg. Amount
$498K
Coin-Operated Laundries and Drycleaners
1
loans
$315K
avg. amount
Coin-Operated Laundries and Drycleaners
Loans
1
Avg. Amount
$315K
10-Year Default Rate
3.6%
Percentile Ranking
93th
93th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 1.58% |
| $500K-$1M | Prime + 2.00% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)