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BMO Bank National Association is a U.S. national bank headquartered in Chicago, Illinois and a subsidiary of Bank of Montreal. Operating with 988 branches across 22 states, BMO Bank is the 15th largest bank in the United States by total assets, providing comprehensive banking and financial services to customers.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$522K
Average
$819K
Sweet Spot
$0-$500K
Industries with highest loan volume
Full-Service Restaurants
7
loans
$500K
avg. amount
Full-Service Restaurants
Loans
7
Avg. Amount
$500K
General Automotive Repair
3
loans
$672K
avg. amount
General Automotive Repair
Loans
3
Avg. Amount
$672K
Limited-Service Restaurants
3
loans
$410K
avg. amount
Limited-Service Restaurants
Loans
3
Avg. Amount
$410K
Industrial Building Construction
2
loans
$581K
avg. amount
Industrial Building Construction
Loans
2
Avg. Amount
$581K
Drinking Places (Alcoholic Beverages)
2
loans
$701K
avg. amount
Drinking Places (Alcoholic Beverages)
Loans
2
Avg. Amount
$701K
Landscaping Services
2
loans
$440K
avg. amount
Landscaping Services
Loans
2
Avg. Amount
$440K
Assisted Living Facilities for the Elderly
1
loans
$2.9M
avg. amount
Assisted Living Facilities for the Elderly
Loans
1
Avg. Amount
$2.9M
Child Care Services
1
loans
$1.4M
avg. amount
Child Care Services
Loans
1
Avg. Amount
$1.4M
Private Mail Centers
1
loans
$381K
avg. amount
Private Mail Centers
Loans
1
Avg. Amount
$381K
Meat Retailers
1
loans
$353K
avg. amount
Meat Retailers
Loans
1
Avg. Amount
$353K
10-Year Default Rate
0.8%
Percentile Ranking
85th
85th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.25% |
| $500K-$1M | Prime + 0.25% |
| $2M-$3M | Prime + 1.50% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)