Baybank
A community owned and operated bank serving Delta County in Michigan's Upper Peninsula since 1912, offering personal and business banking services including checking, savings, loans, and digital banking solutions.
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Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (2 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
Baybank ranks #330 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of Baybank’s 7(a) acquisition lending falls in the $500K-$1M range: 2 loans, 100.0% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $500K-$1M | 2 | 100.0% |
Industries with highest loan volume
Bowling Centers
1
loans
$900K
avg. amount
Sign Manufacturing
1
loans
$850K
avg. amount
10-Year
0.0%
Percentile Ranking
0th percentile
Baybank’s median variable rate is + 1.50%, against a market median of Prime + 1.88%, 38 below market.
1 of the 2 loans in its trailing three-year book carried a fixed rate; the rest were variable.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $500K-$1M | Prime + 1.50% |
over at time of loan origination
Baybank has originated 7(a) acquisition loans in 2 states, most actively in Florida (1) and Michigan (1). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| Florida | 1 | 50.0% |
| Michigan | 1 | 50.0% |
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