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BCT is a full-service community bank founded in 1871, offering personal and business banking, mortgage lending, wealth advisory, and trust services across the Eastern Panhandle of West Virginia, Washington County Maryland, and Loudoun County Virginia.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$400K
Average
$1.2M
Sweet Spot
$0-$500K
Industries with highest loan volume
Landscaping Services
2
loans
$724K
avg. amount
Landscaping Services
Loans
2
Avg. Amount
$724K
Other Computer Related Services
1
loans
$4.6M
avg. amount
Other Computer Related Services
Loans
1
Avg. Amount
$4.6M
Coffee and Tea Manufacturing
1
loans
$450K
avg. amount
Coffee and Tea Manufacturing
Loans
1
Avg. Amount
$450K
General Automotive Repair
1
loans
$350K
avg. amount
General Automotive Repair
Loans
1
Avg. Amount
$350K
Scenic and Sightseeing Transportation, Land
1
loans
$180K
avg. amount
Scenic and Sightseeing Transportation, Land
Loans
1
Avg. Amount
$180K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.63% |
| $1M-$2M | Prime + 2.25% |
| $4M-$5M | Prime + 2.25% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)