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Bank of Central Florida is a community bank founded in 2007 in Lakeland, Florida, focused on relationship-based banking for small business owners and the local community. The bank assigns each client a dedicated Relationship Manager and operates branches across Central Florida including Lakeland, Winter Haven, Plant City, and Tampa Bay.
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SBA 7(a) Acquisition Loan Data As Of June 30, 2025
Last 12 Months
Last 3 Years
YoY Growth
no activity
As Of June 30, 2025
Median
$350K
Average
$350K
All rates shown as spread over Prime Rate
This Lender
Market Average
As Of June 30, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
0.0%
Bottom 10% of Lenders (Highest Default Rate)
Performance Ranking
100th
Lower is better among all lenders
As Of June 30, 2025 - States by loan volume (darker blue = higher volume)