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Bank of Central Florida is a community bank founded in 2007 in Lakeland, Florida, focused on relationship-based banking for small business owners and the local community. The bank assigns each client a dedicated Relationship Manager and operates branches across Central Florida including Lakeland, Winter Haven, Plant City, and Tampa Bay.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
Data not available
As Of December 31, 2025
Median
$350K
Average
$350K
Sweet Spot
$0-$500K
Industries with highest loan volume
Florists
1
loans
$350K
avg. amount
Florists
Loans
1
Avg. Amount
$350K
10-Year Default Rate
11.1%
Percentile Ranking
98th
98th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.25% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)