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American Riviera Bank is a community-focused financial institution founded in 2006 and headquartered in Santa Barbara, California. The bank operates as a state-chartered institution regulated by the California Department of Financial Protection and Innovation and provides comprehensive banking services including deposits, commercial and consumer lending, and SBA loans across the Central Coast.
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SBA 7(a) Acquisition Loan Data As Of June 30, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of June 30, 2025
Median
$542K
Average
$498K
All rates shown as spread over Prime Rate
This Lender
Market Average
As Of June 30, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
0.0%
Bottom 10% of Lenders (Highest Default Rate)
Performance Ranking
100th
Lower is better among all lenders
As Of June 30, 2025 - States by loan volume (darker blue = higher volume)
