American Riviera Bank
American Riviera Bank is a community-focused financial institution founded in 2006 and headquartered in Santa Barbara, California. The bank operates as a state-chartered institution regulated by the California Department of Financial Protection and Innovation and provides comprehensive banking services including deposits, commercial and consumer lending, and SBA loans across the Central Coast.
Provider names, logos, and trademarks displayed on this page belong to their respective owners and are used for identification purposes only. VerSquare is not affiliated with, endorsed by, or sponsored by American Riviera Bank unless otherwise indicated.
No Reviews Yet
Be the first to share your experience! Reviews help other buyers make informed decisions.
Data source: SBA 7(a) FOIA loan-level data, covering activity through June 30, 2026 across the trailing 3 years (7 loan records for this lender). Refreshed quarterly from public loan-level records; figures are not supplied or reviewed by the lender.
American Riviera Bank ranks #174 of 564 SBA 7(a) lenders nationally by acquisition-loan volume.
Most of American Riviera Bank’s 7(a) acquisition lending falls in the $500K-$1M range: 4 loans, 57.1% of the portfolio.
| Loan size | Share of loans | Loans | % of portfolio |
|---|---|---|---|
| $0-$500K | 2 | 28.6% | |
| $500K-$1M | 4 | 57.1% | |
| $1M-$2M | 1 | 14.3% |
Industries with highest loan volume
Fitness and Recreational Sports Centers
1
loans
$750K
avg. amount
Farm Machinery and Equipment Manufacturing
1
loans
$600K
avg. amount
Automotive Parts and Accessories Retailers
1
loans
$592K
avg. amount
Other Motor Vehicle Parts Manufacturing
1
loans
$1.8M
avg. amount
Engineering Services
1
loans
$515K
avg. amount
Roofing Contractors
1
loans
$398K
avg. amount
General Line Grocery Merchant Wholesalers
1
loans
$362K
avg. amount
10-Year
0.0%
Percentile Ranking
0th percentile
American Riviera Bank’s median variable rate is + 2.00%, against a market median of Prime + 1.88%, 13 above market.
2 of the 7 loans in its trailing three-year book carried a fixed rate; the rest were variable.
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.00% |
| $500K-$1M | Prime + 2.42% |
over at time of loan origination
American Riviera Bank has originated 7(a) acquisition loans in 1 states, most actively in California (7). Darker states on the map carry more volume.
| State | Loans | % of Total |
|---|---|---|
| California | 7 | 100.0% |
Claim this profile to manage your information, respond to reviews, and access analytics.