Where is 21st Century Bank located?

21st Century Bank is located at 699 N Medina St, LORETTO, MN 55357.

How can I contact 21st Century Bank?

You can contact 21st Century Bank by phone at (612) 378-2178.

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About

Number 1 Minnesota SBA 504 TPL lender, family-owned community bank since 1917 with over 880 million in assets, offering SBA 7a, conventional, and investment property loans across Minneapolis area.

1917

Founded

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

0

Last 3 Years

2

YoY Growth

-100.0%

no activity

Loan Size Distribution

As Of June 30, 2025

Median

$1.1M

Average

$1.1M

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 0.00%

Typical Range:Prime + 0.00% - 0.00%

Min / Max:Prime + 0.00% / 0.00%

Market Comparison

This Lender

Prime + 0.00%

Market Average

Prime + 1.25%

125 bps better market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High