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Founded in 1902, Western State Bank is a community bank offering personal and business banking services with locations in North Dakota and Arizona. The employee-owned bank provides full-service banking, investments, and mortgage financing services.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
no activity
As Of December 31, 2025
Median
$1.4M
Average
$1.7M
Sweet Spot
$0-$500K
Industries with highest loan volume
Limited-Service Restaurants
4
loans
$1.1M
avg. amount
Limited-Service Restaurants
Loans
4
Avg. Amount
$1.1M
All Other Amusement and Recreation Industries
2
loans
$3.0M
avg. amount
All Other Amusement and Recreation Industries
Loans
2
Avg. Amount
$3.0M
10-Year Default Rate
23.1%
Percentile Ranking
99th
99th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 2.67% |
| $2M-$3M | Prime + 3.25% |
| $3M-$4M | Prime + 2.63% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)