Where is Virginia National Bank located?

Virginia National Bank is located at 222 E Main St, CHARLOTTESVILLE, VA 22902.

How can I contact Virginia National Bank?

You can contact Virginia National Bank by phone at (877) 817-8621.

Virginia National Bank

About

Virginia community bank headquartered in Charlottesville with dedicated commercial lending team offering commercial loans, mortgages, and comprehensive business banking across the state.

Reviews & Ratings

Loading reviews...

SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

0

Last 3 Years

1

YoY Growth

+0.0%

no activity

Loan Size Distribution

As Of June 30, 2025

Median

$500K

Average

$500K

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 1.25%

Typical Range:Prime + 1.25% - 1.25%

Min / Max:Prime + 1.25% / 1.25%

Market Comparison

This Lender

Prime + 1.25%

Market Average

Prime + 1.25%

0 bps above market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High