Where is U.S. Century Bank located?

U.S. Century Bank is located at 2301 NW 87th Avenue, Doral, FL 33172.

How can I contact U.S. Century Bank?

You can contact U.S. Century Bank by phone at (305) 513-3733.

U.S. Century Bank

About

Miami-Dade County community bank with 10 branches across South Florida providing financial solutions for business owners, entrepreneurs, and professionals to explore new ideas and achieve their dreams.

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

1

Last 3 Years

3

YoY Growth

-50.0%

low activity

Loan Size Distribution

As Of June 30, 2025

Median

$3.0M

Average

$1.9M

Top Industries Served

Industries with highest loan volume

1

NAICS

loans

N/A

avg. amount

1

NAICS

Loans

Avg. Amount

N/A

2

NAICS

loans

N/A

avg. amount

2

NAICS

Loans

Avg. Amount

N/A

3

NAICS

loans

N/A

avg. amount

3

NAICS

Loans

Avg. Amount

N/A

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 2.50%

Typical Range:Prime + 2.00% - 2.50%

Min / Max:Prime + 2.00% / 2.50%

Market Comparison

This Lender

Prime + 2.50%

Market Average

Prime + 1.25%

125 bps above market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High