Where is Upper Peninsula State Bank located?

Upper Peninsula State Bank is located at 430 N Lincoln Rd ESCANABA, MI 49829.

Upper Peninsula State Bank

About

Community bank serving Michigan's Upper Peninsula with offices in Escanaba, Gladstone, Iron Mountain, Marquette, and Houghton providing comprehensive banking services.

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

0

Last 3 Years

1

YoY Growth

-100.0%

no activity

Loan Size Distribution

As Of June 30, 2025

Median

$289K

Average

$289K

Top Industries Served

Industries with highest loan volume

1

NAICS

loans

N/A

avg. amount

1

NAICS

Loans

Avg. Amount

N/A

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 0.75%

Typical Range:Prime + 0.75% - 0.75%

Min / Max:Prime + 0.75% / 0.75%

Market Comparison

This Lender

Prime + 0.75%

Market Average

Prime + 1.25%

50 bps better market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High