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Ephrata National Bank is an independent community bank established in 1881, providing personal and business banking services throughout Lancaster, Lebanon, and Berks Counties in Pennsylvania. The bank maintains its legacy as the only original small-town bank to survive in the region while serving customers with integrity and commitment.
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SBA 7(a) Acquisition Loan Data As Of June 30, 2025
Last 12 Months
Last 3 Years
YoY Growth
Data not available
As Of June 30, 2025
Median
$2.5M
Average
$2.5M
All rates shown as spread over Prime Rate
This Lender
Market Average
As Of June 30, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
0.0%
Bottom 10% of Lenders (Highest Default Rate)
Performance Ranking
100th
Lower is better among all lenders
As Of June 30, 2025 - States by loan volume (darker blue = higher volume)