Where is State Bank of Texas located?

State Bank of Texas is located at 111 W John Carpenter Fwy, Irving, TX 75039.

How can I contact State Bank of Texas?

You can contact State Bank of Texas by phone at (972) 438-1234.

State Bank of Texas

About

State Bank of Texas is a community bank headquartered in Irving, Texas, offering commercial banking services, personal banking, and SBA lending to businesses and individuals in the Dallas-Fort Worth metropolitan area.

2000

Founded

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

0

Last 3 Years

1

YoY Growth

+0.0%

no activity

Loan Size Distribution

As Of June 30, 2025

Median

$3.3M

Average

$3.3M

Top Industries Served

Industries with highest loan volume

1

NAICS 0

0

loans

$0

avg. amount

1

NAICS 0

Loans

0

Avg. Amount

$0

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 1.00%

Typical Range:Prime + 1.00% - 1.00%

Min / Max:Prime + 1.00% / 1.00%

Market Comparison

This Lender

Prime + 1.00%

Market Average

Prime + 1.25%

25 bps better market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High