SBA Capital is a Flower Mound, Texas-based SBA loan brokerage founded by Hershel Pierce, a banking professional who has specialized in nationwide SBA business financing since 1982 and served as founding director of Pavillion Bank. The firm arranges SBA 7(a) and 504 loans starting at $500K, with particular expertise in hospitality, car wash, and other capital-intensive industries. SBA Capital offers end-to-end loan placement from application through closing, with 504 loans available up to $12.5 million on 25-year terms for property acquisition, new construction, and renovation.