Where is River Works CU located?

River Works CU is located at 943-947 Western Ave, LYNN, MA 01905.

How can I contact River Works CU?

You can contact River Works CU by phone at +1 (800) 367-1207 or email at members@rwcu.com.

River Works CU

About

RiverWorks Credit Union is a non-profit financial institution owned by its membership and established in 1936. Dedicated to its members and invested in the community, it offers deposits, loans, business services, and eServices across locations in Lynn, Lynnfield, and Dorchester, MA.

1936

Founded

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

0

Last 3 Years

1

YoY Growth

-100.0%

no activity

Loan Size Distribution

As Of June 30, 2025

Median

$3.7M

Average

$3.7M

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 0.00%

Typical Range:Prime + 0.00% - 0.00%

Min / Max:Prime + 0.00% / 0.00%

Market Comparison

This Lender

Prime + 0.00%

Market Average

Prime + 1.25%

125 bps better market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High