Where is PS Bank located?

PS Bank is located at 76 Church St, Wyalusing, PA 18853.

How can I contact PS Bank?

You can contact PS Bank by phone at (866) 746-1011.

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About

PS Bank is an independent community bank established in 1914 as Peoples State Bank of Wyalusing. The bank serves Bradford, Sullivan, Wyoming, Lackawanna, and Susquehanna counties in Pennsylvania, providing retail and business banking services with a focus on personal customer relationships and community involvement.

1914

Founded

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

2

Last 3 Years

3

YoY Growth

Data not available

Loan Size Distribution

As Of June 30, 2025

Median

$50K

Average

$119K

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 0.63%

Typical Range:Prime + 0.75% - 0.75%

Min / Max:Prime + 0.50% / 0.75%

Market Comparison

This Lender

Prime + 0.63%

Market Average

Prime + 1.25%

62 bps better market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High