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PS Bank is an independent community bank established in 1914 as Peoples State Bank of Wyalusing. The bank serves Bradford, Sullivan, Wyoming, Lackawanna, and Susquehanna counties in Pennsylvania, providing retail and business banking services with a focus on personal customer relationships and community involvement.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
Data not available
As Of December 31, 2025
Median
$70K
Average
$119K
Sweet Spot
$0-$500K
Industries with highest loan volume
Full-Service Restaurants
1
loans
$238K
avg. amount
Full-Service Restaurants
Loans
1
Avg. Amount
$238K
Retail Bakeries
1
loans
$70K
avg. amount
Retail Bakeries
Loans
1
Avg. Amount
$70K
Beauty Salons
1
loans
$50K
avg. amount
Beauty Salons
Loans
1
Avg. Amount
$50K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 0.75% |
Spread over Prime at time of loan origination
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)