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Provident Bank is the oldest community bank in New Jersey, established in 1839. As a wholly owned subsidiary of Provident Financial Services, Inc. (NYSE:PFS), it serves customers throughout New Jersey and Pennsylvania through more than 80 branches and digital banking services.
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SBA 7(a) Acquisition Loan Data As Of June 30, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of June 30, 2025
Median
$308K
Average
$763K
Industries with highest loan volume
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All rates shown as spread over Prime Rate
This Lender
Market Average
As Of June 30, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
0.0%
Bottom 10% of Lenders (Highest Default Rate)
Performance Ranking
100th
Lower is better among all lenders
As Of June 30, 2025 - States by loan volume (darker blue = higher volume)
