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Provident Bank is the oldest community bank in New Jersey, established in 1839. As a wholly owned subsidiary of Provident Financial Services, Inc. (NYSE:PFS), it serves customers throughout New Jersey and Pennsylvania through more than 80 branches and digital banking services.
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SBA 7(a) Acquisition Loan Data As Of March 31, 2026
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of March 31, 2026
Median
$1.9M
Average
$2.1M
Sweet Spot
$2M-$3M
Industries with highest loan volume
Beer, Wine, and Liquor Retailers
3
loans
$2.2M
avg. amount
Beer, Wine, and Liquor Retailers
Loans
3
Avg. Amount
$2.2M
Child Care Services
3
loans
$2.6M
avg. amount
Child Care Services
Loans
3
Avg. Amount
$2.6M
Bowling Centers
2
loans
$2.3M
avg. amount
Bowling Centers
Loans
2
Avg. Amount
$2.3M
Limited-Service Restaurants
1
loans
$1.1M
avg. amount
Limited-Service Restaurants
Loans
1
Avg. Amount
$1.1M
Commercial Printing (except Screen and Books)
1
loans
$594K
avg. amount
Commercial Printing (except Screen and Books)
Loans
1
Avg. Amount
$594K
10-Year Default Rate
0.9%
Percentile Ranking
86th
86th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $0-$500K | Prime + 3.50% |
| $500K-$1M | Prime + 2.25% |
| $1M-$2M | Prime + 3.25% |
| $2M-$3M | Prime + 1.75% |
| $4M-$5M | Prime + 2.00% |
As Of March 31, 2026 - States by loan volume (darker blue = higher volume)
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