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Ponce Bank is a certified Community Development Financial Institution (CDFI) and Minority Depository Institution (MDI) founded in 1960 by Puerto Rican migrants in the Bronx. The bank operates 13 branches across the New York Metro area and is recognized for channeling over 75% of its lending into low-to-moderate income communities.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$1.0M
Average
$1.0M
Sweet Spot
$500K-$1M
Industries with highest loan volume
Cafeterias, Grill Buffets, and Buffets
1
loans
$1.3M
avg. amount
Cafeterias, Grill Buffets, and Buffets
Loans
1
Avg. Amount
$1.3M
Limited-Service Restaurants
1
loans
$786K
avg. amount
Limited-Service Restaurants
Loans
1
Avg. Amount
$786K
10-Year Default Rate
0.0%
Percentile Ranking
0th percentile
This Lender
Market Average
| Loan Size | Avg Rate |
|---|---|
| $500K-$1M | Prime + 2.50% |
| $1M-$2M | Prime + 2.50% |
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)