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Ponce Bank is a certified Community Development Financial Institution (CDFI) and Minority Depository Institution (MDI) founded in 1960 by Puerto Rican migrants in the Bronx. The bank operates 13 branches across the New York Metro area and is recognized for channeling over 75% of its lending into low-to-moderate income communities.
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SBA 7(a) Acquisition Loan Data As Of June 30, 2025
Last 12 Months
Last 3 Years
YoY Growth
Data not available
As Of June 30, 2025
Median
$1.0M
Average
$1.0M
All rates shown as spread over Prime Rate
This Lender
Market Average
As Of June 30, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
0.0%
Bottom 10% of Lenders (Highest Default Rate)
Performance Ranking
100th
Lower is better among all lenders
As Of June 30, 2025 - States by loan volume (darker blue = higher volume)
