Where is Peoples Exchange Bank located?

Peoples Exchange Bank is located at 101 N Main St, Winchester, KY 40391.

How can I contact Peoples Exchange Bank?

You can contact Peoples Exchange Bank by phone at (859) 744-9400.

Peoples Exchange Bank

About

Local Kentucky bank providing personal and business banking including checking/savings accounts, loans, online banking, insurance services, and financial education with 10 branch locations throughout the region.

1912

Founded

Reviews & Ratings

Loading reviews...

SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

0

Last 3 Years

1

YoY Growth

-100.0%

no activity

Loan Size Distribution

As Of June 30, 2025

Median

$90K

Average

$90K

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 0.00%

Typical Range:Prime + 0.00% - 0.00%

Min / Max:Prime + 0.00% / 0.00%

Market Comparison

This Lender

Prime + 0.00%

Market Average

Prime + 1.25%

125 bps better market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High